Australian Property Investment Blog by Micah Keall-Grant

A tempting way for many people to try and get rich is to buy a lotto ticket each week, hoping to strike a lucky jackpot and catapult themselves to financial freedom. This is a poor approach and there is a much better alternative with which you can guarantee a win!  The chances of  winning lotto in Australia are 1 in 29 million!! (averaged across the top 5 weekly lotteries). Needless to say this is highly unlikely…. Let’s assume a 25 year old decides to buy a lotto ticket every week until they retire at 65. If they spent $20 a week, after 40 years they will have spent $41,600 in total (not taking inflation into account).  Despite buying over 2,000 tickets in this time, their chances of winning anything significant are still incredibly small.  As an alternative, let’s assume they invest $20 per week in a low-fee index fund or dividend paying share portfolio, returning 7% per annum (compounded monthly).  After 40 years, their shares would be worth $22...

The Brisbane property market has underperformed other capital city markets in recent years. Dragged down by the floods in 2011, a mining slowdown and an oversupply of apartments, it has struggled to gain traction. However in 2019 and 2020, with interstate migration picking up, a large number of big budget infrastructure projects commencing and (as always!) a fabulous and affordable lifestyle, it may soon be Brisbane’s time to shine. According to the Australian Bureau of Statistics (ABS) , strong population growth is forecast for Brisbane, with the city expected to grow from the current 2.4 million residents to over 3 million by 2027. Additionally it is well located as the closest major city to the growing tourist and consumer markets of Asia and the South Pacific. There are 5 main reasons why I believe Brisbane is a great place to purchase property in 2019: 1) Infrastructure Projects and Economy   - The Brisbane economy is expected to strengthen significantly over the next 5...

If you own any property, either your own home or an investment (or both), it is a good idea to conduct regular mortgage health checks on your portfolio. This allows you to determine whether it is worth re-financing - either to access equity, or to save money and improve cashflow by getting a better interest rate on your loan.                                                                                              Take the following steps:  Conduct property market research  - to determine the estimated value of each property in your portfolio. Subtract the current value from the total outstanding loan amount to determine the current equity you have in the property.                    ...